In America’s housing collapse, there were winners and losers.
99 Homes asks what happens when a man decides to become both.
Set against the brutal aftermath of the 2008 financial crisis, 99 Homes (2014) is a gut-punch of a drama—fierce, grounded, and painfully relevant. It’s not just a movie about eviction. It’s about dignity sold in pieces, morality mortgaged, and the price people pay to keep a roof over their heads.
The Plot: Evicted, Then Employed by the Evictor
Dennis Nash is a hardworking single father in Florida who’s just lost his home. A corrupt real estate broker, Rick Carver, shows up with sheriff’s deputies and throws Dennis, his mother, and his young son onto the street with nowhere to go.
But when Dennis—desperate, jobless, and shamed—asks Carver for work, he finds himself dragged into the same system that destroyed him. Carver teaches him the ropes of profiting off foreclosures: evicting families, exploiting legal loopholes, and flipping homes for profit.
The twist? Dennis is good at it. Too good. And as the money flows and his family’s situation improves, he finds himself caught in a dangerous double life—saving his own family by destroying others.
Why 99 Homes Hits So Hard
🏚️ Real-world pain, fictionalized with precision – Every eviction feels visceral. You feel the cold knock, the pleading, the silent collapse of someone’s entire life.
🎭 Tour-de-force performances – Andrew Garfield delivers a raw and tormented portrayal of a man torn between survival and conscience. But it’s Michael Shannon’s Rick Carver who electrifies the screen—chilling, charismatic, and disturbingly justified in his ruthless logic.
💸 A modern morality play – The film doesn’t preach. It shows. It places the audience in the grey area, asking: What would you do if your back was against the wall?
🎬 Directed with tension and compassion – Ramin Bahrani keeps the pace tight and the camera intimate, never letting you forget that every number—every home—is a person.
Interesting Facts About 99 Homes (2014)
📍 Inspired by real events, the script was developed through extensive interviews with evicted homeowners, realtors, and foreclosure victims in Florida.
💼 Michael Shannon shadowed real estate agents who worked foreclosures to prepare for his role, capturing their language and mannerisms with eerie accuracy.
🏠 The title refers to a real figure—the number of homes Carver is juggling at one point, each a cog in a machine that trades in human desperation.
🎥 Shot on location in actual foreclosed homes, many of which still bore the real scars of families forced to leave—faded photos, scribbled walls, abandoned furniture.
Looking Back;
99 Homes is not a comfortable film. It’s not meant to be. It’s a cinematic mirror held up to a system that failed millions and a question whispered through clenched teeth: When survival is the only option, does right and wrong still matter?
It’s a film that dares you to judge…
until you realize you might have made the same choice.
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